Simplifying digital payments for small businesses.

Entrepreneurs Clayton Hayward, Paul Carter Brown, Jason Penton and Mike Smits jointly run software development firm Gini Guru, which provides solutions to problems relating to transacting, payments and telecommunications.

About 14 months ago, they took stock of their technical skills and realised that they had excess know-how which they could put towards corporate social investment, says Hayward. This culminated in them co-founding uKheshe (meaning cash in isiZulu), a micro transaction platform that allows its cardholders to pay and get paid by scanning a QR code.

Much like a barcode on a physical product, a QR code is a machine-scanable image, only it can instantly be read by a smartphone. Through this functionality, uKheshe cardholders can send and receive money, anywhere at any time.

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